Archives: Advisor Teams

Advisor Team

Kurt has been working as a Financial Advisor for over 25 years. His experience allows him to adhere to a disciplined process that delivers a consistent, yet customized wealth management experience. Before any financial decisions are made, he takes the time to fully understand who his clients are and what matters most to them as individuals and business professionals.

With this intimate knowledge of what his client’s value most, Kurt is able to help establish objectives, develop an appropriate strategy, and recommend potential solutions. He conducts regular reviews to help monitor his clients’ progress toward reaching their goals and keeps their strategies consistent with any changes that may take place in their life and/or business.

After long and distinguished career at JP Morgan’s Private Bank and it predecessor’s banks, building one of the most client focused teams in Chicago, Kurt left to join IHT Wealth Management in August of 2019. At IHT, he acts as Wealth Advisor and in a fiduciary manner on his clients’ behalf. He has his BS in Business Administration from Illinois Wesleyan and an MBA in Finance from DePaul University. Kurt’s clients include Organizations, successful families from Business owners, Professionals and Big Four partners. Although based in Chicago, his clients are located throughout the country and usually represent multiple generations of the families.

Kurt and his wife Laurie live in Naperville, IL. Kurt is a former board member with the Pediatric Brain Tumor Foundation, serves as an Ambassador for the Foundation. Kurt with his family are active with the Shining Stars Foundation, serving children and young adults with life threating illness.

Waldo Zayas has been working in the securities industry since 2000. He began his career out of college with John Hancock Financial Services in Miami, Florida.

He has his FINRA Series 6 & 7 held through LPL Financial, and Series 65 held through IHT Wealth Management, as well as the state of Florida life, health and variable annuity licenses.

Waldo is a graduate of the University of Florida’s Warrington College of Business. While attending UF he majored in Finance and received his Bachelor of Science in Business Administration.

In addition, Waldo is a member of the Dave Ramsey SmartVestor Program™ where he has helped countless families put together a plan to eliminate debt, save, and invest for the future. The SmartVestor program was created by Dave to help his listeners identify financial advisors with similar values to his and have “the heart of a teacher.” Waldo also adheres to a strict code of conduct to keep his own financial affairs in order. He enjoys educating families regarding financial planning and investment principles so they can make informed decisions about their financial futures. He is honored to be part of the team as a SmartVestor Pro.

Whether you want to protect your family from life’s risks through life and long term care insurance or provide your employees with retirement benefits, he will analyze your current situation and guide you on a clear path.

Waldo lives in Wesley Chapel, Florida and in his free time, he loves traveling with his family and watching his two sons, Luke and Jake play competitive soccer.

IHT Wealth Management is supported by the resources of LPL Financial, the nation’s largest independent broker/dealer as reported by Financial Planning Magazine, June 1996-2018, based on total revenue. This relationship provides him access to objective research and a comprehensive array of tools, resources and technology. As an independent firm with no proprietary products to sell or sales quotas to meet, Waldo is able to offer you objective financial guidance and independent investment recommendations.

The SmartVestor program is directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of IHT Wealth Management or LPL Financial.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Ryan Wittig provides the highly individualized client service; and focuses on offering financial solutions that address risk tolerance, time horizon, liquidity needs, and overall investment goals for individuals and their families. He is committed to developing a clear, actionable plan for ensuring that all assets are working toward helping clients achieve what matters most.

Ryan advises clients on wealth accumulation and preservation through the creation of individually customized wealth management strategies. This process includes portfolio analysis, retirement planning, tax-efficiency and hedging strategies, and asset protection—with a specific emphasis on helping to pursue a lifetime income stream during retirement.

Ryan began his career in 1999 at Prudential Financial. He joined Merrill Lynch Wealth Management in 2002, before joining IHT Wealth Management as senior vice president.

Ryan is a CERTIFIED FINANCIAL PLANNER™, which is a designation awarded by the Certified Financial Planning Board of Standards, Inc. He graduated from Illinois Wesleyan University with a degree in finance in 1999, and currently resides in Chicago.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Joy Wold is new to the financial industry and joined IHT Wealth Management in 2017. After years of experience in customer service, she brings a strong understanding on how to provide guidance and support to client needs. Joy graduated from Northern Illinois University with a Bachelors of Science degree majoring in education. As a client relationship manager, Joy uses all her talents and experience to provide high quality customer care.

Andrew learned the value of hometown service growing up in El Dorado and embodies that understanding through the service he provides clients. After realizing the confidence that can be achieved through proper planning, he decided that a career in the financial planning industry would be the best way he could give back to those around him. Andrew made this realization at the age of seventeen and subsequently spent the next summer as an intern for our firm. His resilience, devotion, and fine attention to detail has made him an excellent fit on our team. Andrew earned his Bachelor of Business Administration in Finance from Wichita State University and continues to expand the quality of our practice through education and experience.

While most of Andrew’s time is devoted to work, he does his best to spend his time outside of the office in meaningful and enjoyable ways. Andrew is a volunteer board member for Tri-County CASA Inc., a nonprofit devoted to advocating for abused and neglected children within the judicial system. When Andrew is finished working and volunteering, he enjoys spending time outdoors. Whether it be hiking, camping, fishing, or simply sitting in a backyard, Andrew enjoys the fresh air and beauty provided by the outdoors.

Derick grew up in Paola, Kansas and graduated from Pittsburg State University where he double majored in Finance and Economics. Derick earned the designation of CERTIFIED FINANCIAL PLANNER™ (CFP®) in 2013 along with the designation of Chartered Retirement Planning Counselorâ„ (CRPC®). He has been working closely with clients since 2004 to help them build a blueprint that will guide them toward their financial goals. He is passionate about forging a relationship with every client and transparently counseling them through the myriad of life’s financial changes.

When Derick is not at work, he enjoys spending time with his wife Christina and coaching his kids’ baseball, football, and basketball teams. During football and baseball seasons, Derick, Christina, and their children Cameron (16), Colten (8), and Brooklyn (5) can be found cheering on the Chiefs and the Royals. Derick also enjoys serving with Hope Builders as they repair, maintain, or adapt homes for low income, elderly, or disabled people in the Kansas City community.

Paul is a born and raised Kansan. When not at the office crunching numbers, he enjoys time at home with his wife Ashley, his son, Ty (4) and daughter Lorelei (1). Beyond work and family time, he can be found serving his church, coaching his son’s tee-ball team, sitting around a fire-pit with trusted friends, crouched in a duck blind, or at just about any sporting event. Paul finds great fulfillment volunteering with God’s Army in Kansas City to revitalize the homes of people in need throughout the metro area.

After earning a Business degree from Kansas State University in 2006, Paul entered the Financial services industry and has been serving clients by providing financial planning advice and investment management. He attained the Chartered Retirement Planning Counselor℠(CRPC®) designation in 2007 and utilizes his financial acumen to ensure families are making sound financial decisions. Paul’s areas of expertise include comprehensive financial planning, asset accumulation, retirement distributions, tax strategies, estate planning, investment management, and insurance planning. As an LPL Registered Principal, Paul is a Managing Partner and Financial Advisor with nVision Wealth.