Archives: Advisor Teams
Advisor Team
Matt Zivick started working with Bank of America/Merrill Lynch in 2007 and had over 20 years of overall customer service management experience before joining IHT Wealth Management. As the first point of contact for the team, he creates a seamless onboarding experience for new clients; and is also primarily responsible for portfolio construction and execution, cash management, trading, and all levels of compliance and document processing. Matt has a BA from Michigan State University and advanced his education by obtaining a finance MBA from Loyola University in Chicago.
Waldo Zayas has been working in the securities industry since 2000. He began his career out of college with John Hancock Financial Services in Miami, Florida.
He has his FINRA Series 6 & 7 held through LPL Financial, and Series 65 held through IHT Wealth Management, as well as the state of Florida life, health and variable annuity licenses.
Waldo is a graduate of the University of Florida’s Warrington College of Business. While attending UF he majored in Finance and received his Bachelor of Science in Business Administration.
In addition, Waldo is a member of the Dave Ramsey SmartVestor Program™ where he has helped countless families put together a plan to eliminate debt, save, and invest for the future. The SmartVestor program was created by Dave to help his listeners identify financial advisors with similar values to his and have “the heart of a teacher.†Waldo also adheres to a strict code of conduct to keep his own financial affairs in order. He enjoys educating families regarding financial planning and investment principles so they can make informed decisions about their financial futures. He is honored to be part of the team as a SmartVestor Pro.
Whether you want to protect your family from life’s risks through life and long term care insurance or provide your employees with retirement benefits, he will analyze your current situation and guide you on a clear path.
Waldo lives in Wesley Chapel, Florida and in his free time, he loves traveling with his family and watching his two sons, Luke and Jake play competitive soccer.
IHT Wealth Management is supported by the resources of LPL Financial, the nation’s largest independent broker/dealer as reported by Financial Planning Magazine, June 1996-2018, based on total revenue. This relationship provides him access to objective research and a comprehensive array of tools, resources and technology. As an independent firm with no proprietary products to sell or sales quotas to meet, Waldo is able to offer you objective financial guidance and independent investment recommendations.
The SmartVestor program is directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of IHT Wealth Management or LPL Financial.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Ryan Wittig provides the highly individualized client service; and focuses on offering financial solutions that address risk tolerance, time horizon, liquidity needs, and overall investment goals for individuals and their families. He is committed to developing a clear, actionable plan for ensuring that all assets are working toward helping clients achieve what matters most.
Ryan advises clients on wealth accumulation and preservation through the creation of individually customized wealth management strategies. This process includes portfolio analysis, retirement planning, tax-efficiency and hedging strategies, and asset protection—with a specific emphasis on helping to pursue a lifetime income stream during retirement.
Ryan began his career in 1999 at Prudential Financial. He joined Merrill Lynch Wealth Management in 2002, before joining IHT Wealth Management as senior vice president.
Ryan is a CERTIFIED FINANCIAL PLANNER™, which is a designation awarded by the Certified Financial Planning Board of Standards, Inc. He graduated from Illinois Wesleyan University with a degree in finance in 1999, and currently resides in Chicago.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Kurt has been working as a Financial Advisor for over 25 years. His experience allows him to adhere to a disciplined process that delivers a consistent, yet customized wealth management experience. Before any financial decisions are made, he takes the time to fully understand who his clients are and what matters most to them as individuals and business professionals.
With this intimate knowledge of what his client’s value most, Kurt is able to help establish objectives, develop an appropriate strategy, and recommend potential solutions. He conducts regular reviews to help monitor his clients’ progress toward reaching their goals and keeps their strategies consistent with any changes that may take place in their life and/or business.
After long and distinguished career at JP Morgan’s Private Bank and it predecessor’s banks, building one of the most client focused teams in Chicago, Kurt left to join IHT Wealth Management in August of 2019. At IHT, he acts as Wealth Advisor and in a fiduciary manner on his clients’ behalf. He has his BS in Business Administration from Illinois Wesleyan and an MBA in Finance from DePaul University. Kurt’s clients include Organizations, successful families from Business owners, Professionals and Big Four partners. Although based in Chicago, his clients are located throughout the country and usually represent multiple generations of the families.
Kurt and his wife Laurie live in Naperville, IL. Kurt is a former board member with the Pediatric Brain Tumor Foundation, serves as an Ambassador for the Foundation. Kurt with his family are active with the Shining Stars Foundation, serving children and young adults with life threating illness.
Joy Wold is new to the financial industry and joined IHT Wealth Management in 2017. After years of experience in customer service, she brings a strong understanding on how to provide guidance and support to client needs. Joy graduated from Northern Illinois University with a Bachelors of Science degree majoring in education. As a client relationship manager, Joy uses all her talents and experience to provide high quality customer care.
Derick grew up in Paola, Kansas and graduated from Pittsburg State University where he double majored in Finance and Economics. Derick earned the designation of CERTIFIED FINANCIAL PLANNER™ (CFP®) in 2013 along with the designation of Chartered Retirement Planning Counselorâ„ (CRPC®). He has been working closely with clients since 2004 to help them build a blueprint that will guide them toward their financial goals. He is passionate about forging a relationship with every client and transparently counseling them through the myriad of life’s financial changes.
When Derick is not at work, he enjoys spending time with his wife Christina and coaching his kids’ baseball, football, and basketball teams. During football and baseball seasons, Derick, Christina, and their children Cameron (16), Colten (8), and Brooklyn (5) can be found cheering on the Chiefs and the Royals. Derick also enjoys serving with Hope Builders as they repair, maintain, or adapt homes for low income, elderly, or disabled people in the Kansas City community.
Investment advisory services offered through IHT Wealth Management, LLC., a registered investment advisor.
IHT Wealth Management may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
All posts and comments are personal and conversational and are not meant to be recommendations in any way. Investors should seek professional advice before making any investment. Any discussion of markets, investments and asset classes is for discussion purposes only and should not be construed as a recommendation in any way. All investments have risk and may lose value. Past performance is not indicative of future results.
© IHT Wealth Management
IHT Wealth Management may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
All posts and comments are personal and conversational and are not meant to be recommendations in any way. Investors should seek professional advice before making any investment. Any discussion of markets, investments and asset classes is for discussion purposes only and should not be construed as a recommendation in any way. All investments have risk and may lose value. Past performance is not indicative of future results.
© IHT Wealth Management